Refi is done
Jul. 21st, 2003 08:04 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
javacatThe good: I have refinanced, hear me roar. It cost $zero, I'm saving $ in the long term, and I can refi with someone else tomorrow with no penalities if I want. Bonus: I'm actually getting the big things checked off my to-do list!
The bad: I could have locked at a better rate if I hadn't set it aside between revving up in June and locking 1 or 2 weeks ago, all because I resisted sitting down and doing my math homework. OTOH, rates are up from what I locked. Oh, Alan? Alan Greenspan? What's next?
The good: Now I know how fricking easy it is to find a loan directly, and have practised my rate comparison math. The hell with loan brokers & fees.
The bad: I could have locked at a better rate if I hadn't set it aside between revving up in June and locking 1 or 2 weeks ago, all because I resisted sitting down and doing my math homework. OTOH, rates are up from what I locked. Oh, Alan? Alan Greenspan? What's next?
The good: Now I know how fricking easy it is to find a loan directly, and have practised my rate comparison math. The hell with loan brokers & fees.